QLD: What do insurers need to quote on strata building insurance?

Question: What strata title details does an insurer need to quote on building insurance for a community titles scheme?

I’m looking for an insurance policy for a strata building. I’ve been told I need to give the insurer the SP number, the strata name and some other identifier.

What strata title information does a potential insurer need?

Answer: From a strata title perspective, you generally only need to provide the community titles scheme number and the name of the building or scheme.

From a strata title perspective, you generally only need to provide the community titles scheme (CTS) number in Queensland, together with the name of the building or scheme, if it has one.

The insurer will also require other underwriting information about the property, such as the building’s age, construction, number of lots, fire protection and replacement value. However, this is information about the building itself, not additional strata title information.

So if you have the plan or CTS number and the building name, that should generally be sufficient to identify the strata scheme.

This post appears in the November 2026 edition of The QLD Strata Magazine.

Tyrone Shandiman
Strata Insurance Solutions
E: tshandiman@iaa.net.au
P: 1300 554 165

This information is of a general nature only and neither represents nor is intended to be personal advice on any particular matter. Shandit Pty Ltd T/as Strata Insurance Solutions strongly suggests that no person should act specifically on the basis of the information in this document, but should obtain appropriate professional advice based on their own personal circumstances. Shandit Pty Ltd T/As Strata Insurance Solutions is a Corporate Authorised Representative (No. 404246) of Insurance Advisenent Australia AFSL No 240549, ABN 15 003 886 687.