WA: Are commercial lot windows covered by strata insurance?

This article discusses strata insurance commercial window coverage and confirms that plate glass windows are usually covered under the strata policy.

Question: I’m the owner of a ground-floor commercial office in a mixed commercial and residential strata complex. 5 wall-to-ceiling plate glass windows form the front wall of the office. Are these windows covered by the strata insurance or by the owner’s insurance?

Answer: Glass being a permanent fixture is covered by a strata policy.

This post appears in the October 2022 edition of The WA Strata Magazine.

Tyrone Shandiman
Strata Insurance Solutions
E: tshandiman@iaa.net.au
P: 1300 554 165

This information is of a general nature only and neither represents nor is intended to be personal advice on any particular matter. Shandit Pty Ltd T/as Strata Insurance Solutions strongly suggests that no person should act specifically on the basis of the information in this document, but should obtain appropriate professional advice based on their own personal circumstances. Shandit Pty Ltd T/As Strata Insurance Solutions is a Corporate Authorised Representative (No. 404246) of Insurance Advisenent Australia AFSL No 240549, ABN 15 003 886 687.