question
If a battery fire causes damage to common property or other lots from an authorised or unauthorised e-bike, e-scooter or e-skateboard, is the owner liable for the damage?
answer
Whether it's unauthorised or not or banned within a bylaw, it's going to be covered under the policy unless there's a specific exclusion.
I haven't seen or encountered a specific exclusion in a policy related to e-scooters, e-bikes, or batteries. If there's a claim, at this stage, it's covered. It's an unforeseen and fortuitous loss without any exclusions in the policy.
Whether it's unauthorised or not or banned within a bylaw, it's going to be covered under the policy unless there's a specific exclusion.
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