This article discusses strata insurance commercial window coverage and confirms that plate glass windows are usually covered under the strata policy.
question
I'm the owner of a ground-floor commercial office in a mixed commercial and residential strata complex. 5 wall-to-ceiling plate glass windows form the front wall of the office. Are these windows covered by the strata insurance or by the owner's insurance?
answer
Glass being a permanent fixture is covered by a strata policy.
This information is of a general nature only and neither represents nor is intended to be personal advice on any particular matter. Shandit Pty Ltd T/as Strata Insurance Solutions strongly suggests that no person should act specifically on the basis of the information in this document, but should obtain appropriate professional advice based on their own personal circumstances and the specific coverage afforded under their policy wording. Shandit Pty Ltd T/As Strata Insurance Solutions is a Corporate Authorised Representative (No. 404246) of Insurance Advisernet Australia AFSL No 240549, ABN 15 003 886 687.
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