Do small strata schemes need a committee and shared insurance?
I am the owner in a group of 3 units. We have a shared driveway for the middle and back villa).
We have always paid strata community insurance by all being sent the invoice and splitting the bill by 3. I have now been told by the insurer that we need to have a strata committee and he can only speak with the strata chair, and we should all be paying it together. If there are less than 4 villas, is it a requirement the have strata meetings, committee, AGM's, etc.
In a group of 3 villas, do we need to: