An owner within our complex of 36 townhouses misjudged their garage door opening and caused significant structural damage to the cost of around $30,000. The body corporate insurer paid for repairs, and the owner paid the excess.
PVC shutters were installed on individual apartment balconies when the complex was built around 2008. Shutters are included in the body corporate building insurance. Building compliance by-laws now requires shutters to be made of aluminium rather than PVC. A recent storm caused damage to shutters on several apartment balconies. Insurance will only replace like for like.
I have an apartment in a body corporate in Queensland. My hot water system is in my kitchen cupboard. It ruptured and leaked, damaging the cupboards. The landlord insurance company says they are not responsible for kitchen cupboards and this should be covered under my strata insurance. My strata says their insurance does not cover “kitchen, bathroom and bedroom cupboards”. What do I do now?
We own a lot in a duplex with a shared wall. We are owner/occupiers, and the other owners rent their lot.
The investment owners have requested we drop temporary accommodation and loss of rent cover from our strata insurance policy. Their landlord insurance covers them for this.
If we remove this cover from the strata insurance, can we insure our unit for temporary accommodation cover?
The fence in my backyard was knocked down during Cyclone Alfred. My body corporate tells me the strata insurance does not cover the fence. My contents insurance does not cover the damage, so I am left with the cost of replacing the fence. Why is this damage not covered by the body corporate or contents insurance?
Water ingress and internal damage to my lot was traced back to a “non-compliant installation of a sewer vent flashing” on the roof. Is the water damage to my property covered by the body corporate insurance policy? If so, is the insurer required to make sure the problem was fixed before paying the claim?
A few owners in our building rent their apartments out on Airbnb. Owners are worried this will affect our strata insurance. Does short term letting change our policy cover or premium? Is there anything the committee can do to make sure we're still fully protected?
I have argued that re-calculating unit entitlements at our Class B complex needs to be done because between a quarter and a third of the 105 units here (many different designs) have had major alterations or extensions done since the original construction in the mid- to late-1970s.