• Read more about Can a strata scheme take a cash settlement instead of rebuilding after a fire?
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We are part of a strata body corporate consisting of 4 attached units. If all the units were lost (e.g. burnt down), can one of the units take a cash settlement from our insurance company instead of rebuilding? Can they take the cash and leave without rebuilding and removing the debris etc?

Can they also take a cash settlement if it was just one unit lost?

• Read more about Who pays for termite damage in common property walls?
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We recently found inactive termite damage in an external wall. A committee member advised us to contact the owners corporation and keep invoices for the urgent work.

• Read more about Who should a tenant contact for car damage caused by a strata car park leak?
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A tenant in our apartment building sustained damage to the paintwork on their car from a leak into the lot's car park. The parking space is on the lot's title.

The tenant contacted our committee and strata manager to seek compensation for the minor damage. Is our owners corporation committee obligated to engage directly with the tenant, or should we refer them to the lot owner?

If we follow this process, the lot owner will be aware of the issue. The owner can then deal with our committee if there is any claim on the owners corporation.

• Read more about Who pays for rat damage to a car in a strata car park?
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• Read more about Can an owners corporation manager be held accountable for a missed insurance renewal?
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After handling the insurance renewal for seven years, our owners corporation manager forgot to renew our building insurance and the policy lapsed. The manager says the previous insurance company won't take us back, and the new quotes have increased by 285%. We have little option but to take what cover we can get since we're currently uninsured.

Can the committee seek compensation from the owner's corporation manager, such as a fine, or can we report them for their costly error?

• Read more about How is a strata insurance excess shared after water damage?
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• Read more about Do you have to use the owners corporation’s insurer for your house?
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Eleven houses with different uses are under an owners corporate agreement because there is common land and a road. We have to have owners corporation insurance for the common areas, but are we obliged by the legislation to insure our individual houses with the same insurer?

• Read more about Should higher rebuild valuations mean higher strata insurance contributions?
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For our previous policies, all three units in our strata complex were valued equally for insurance purposes, and our insurer charged one combined premium amount.

For this renewal, the townhouse has a rebuilding value of $600,000, and the two villa units have $500,000 each. Should the townhouse owner pay extra towards the policy?

• Read more about Can a strata insurance premium increase be passed to one lot after arson?
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• Read more about Can you park on common property outside your strata garage?
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There are 3 separate strata villas on our block. We share a common driveway and each have a car space directly outside our private garage.

When we purchased the property, we were under the impression that these 'private' spaces in front of our parking garages were for our use. The additional parking space in front of my garage was one of the reasons I bought this unit.

Recently, a new owner purchased a lot in the property. The new lot owner states that no one is allowed to park in the space outside of our garages as it is common property.