• Read more about Can an owners corporation charge an insurance excess to a lot owner under the new legislation?
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With regards to new paragraph 23A(3)(C), which indicates that the owners corporation can pass on:

"an excess amount on an insurance claim if the claim solely relates to a lot owner's lot.”

…does that mean that currently we are not meant to be charging the lot owner the excess when they make a claim which is only in relation to their unit?

• Read more about Does a higher strata insurance premium follow the lot owner after sale?
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• Read more about What does strata insurance cover after water damage inside a lot?
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• Read more about Who pays the insurance excess when a balcony glass balustrade fails?
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The walls of my balcony (boundaries of my lot) are glass balustrades. The plan of subdivision provides that all boundaries are median. One of the glass panels to the balustrade blew off in the wind.

• Read more about Why is a lot owner liable for insurance excess caused by a tenant?
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A previous tenant in our investment property damaged the garage door of the neighbouring lot. The Owners Corp has billed us for the insurance excess. The OC says: "As the damage was caused by the tenant, the owner is responsible for the insurance excess on this claim".

Why should we pay for damage caused by the tenant? We had no idea the incident had occurred until we were contacted by the Owners Corporation.

• Read more about Who pays the insurance excess for burglary damage to a strata lot?
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• Read more about Who pays the insurance excess for water damage caused by a hot water meter?
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• Read more about Are privately owned ev chargers covered by strata building insurance?
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Our 101 apartment complex with 170 on-title parking bays is currently installing electrical infrastructure to allow any apartment owner to have an electric car charger installed in their parking bay/s. As the chargers will be attached to a common property wall or pillar in the basement car parks, will the owners corporation building insurance cover the chargers, as they will be individually owned?

• Read more about What can you do when an owner refuses to pay strata insurance levies?
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I've recently purchased a unit in a block of 6. One owner organises strata insurance. 4 owners have paid their portion of our insurance renewal. The remaining owner of the other two units is refusing to pay their share. We've lodged two thirds of the payment for the strata insurance. What is our recourse here? Is VCAT the only option?

My bank has refused to insure just my property as it's under a strata title, however, I'm not convinced that the strata insurance policy is valid, as the whole amount has not been paid.

• Read more about Can a previous owner cancel strata insurance after settlement?
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I bought a unit in a 4 lot strata this year. There does not appear to be any operative owners corporation. The vendor has contacted the insurance company seeking a refund of the owners corporation insurance premium. This policy was taken out prior to the sale of the unit. The full policy was paid for by the previous owner of my unit as she had no contact with the other 3 owners. Once the refund has been paid, the building will be uninsured. What are my options?