Hot water system ruptured in kitchen cupboard — who covers the damage?
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I have an apartment in a body corporate in Queensland. My hot water system is in my kitchen cupboard. It ruptured and leaked, damaging the cupboards. The landlord insurance company says they are not responsible for kitchen cupboards and this should be covered under my strata insurance. My strata says their insurance does not cover “kitchen, bathroom and bedroom cupboards”. What do I do now?
Should we remove temporary accommodation and loss of rent cover from strata insurance?
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We own a lot in a duplex with a shared wall. We are owner/occupiers, and the other owners rent their lot.
The investment owners have requested we drop temporary accommodation and loss of rent cover from our strata insurance policy. Their landlord insurance covers them for this.
If we remove this cover from the strata insurance, can we insure our unit for temporary accommodation cover?
Cyclone Alfred knocked down my backyard fence — why isn't it covered by insurance?
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The fence in my backyard was knocked down during Cyclone Alfred. My body corporate tells me the strata insurance does not cover the fence. My contents insurance does not cover the damage, so I am left with the cost of replacing the fence. Why is this damage not covered by the body corporate or contents insurance?
Non-compliant sewer vent flashing caused water damage — will strata insurance pay?
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Water ingress and internal damage to my lot was traced back to a “non-compliant installation of a sewer vent flashing” on the roof. Is the water damage to my property covered by the body corporate insurance policy? If so, is the insurer required to make sure the problem was fixed before paying the claim?
What effect does short term letting have on our strata insurance policy?
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A few owners in our building rent their apartments out on Airbnb. Owners are worried this will affect our strata insurance. Does short term letting change our policy cover or premium? Is there anything the committee can do to make sure we're still fully protected?
How much does it cost to re-calculate unit entitlements at a strata complex?
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I have argued that re-calculating unit entitlements at our Class B complex needs to be done because between a quarter and a third of the 105 units here (many different designs) have had major alterations or extensions done since the original construction in the mid- to late-1970s.
Does a 2-unit development with 4 part-owners mean the owners corporation has 4 members?
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Does a 2 unit development with 4 part owners mean the owners corporation has 4 members per Division 2.3 (10) of the Unit Titles (Management) ACT 2011? As such can a poll vote be called by any member of the OC for an ordinary resolution per 3.15 (1)?
How many votes are required for a special resolution to pass?
What is the number of votes required for a special resolution to pass? Is it two thirds plus one to be carried. In small developments where the number of units is not divisible by 3, how should this be calculated? Is it rounded up or down? 16 units (10.66) is 10+1=11 or 11 +1=12? 17 units (11.33) is 11+1=12 or 12+1=13?