• Read more about Only 50% of owners voted for a levy increase — is a quorum of 80% required for the AGM to proceed?
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• Read more about Can a lot owner refuse to pay levies because they have taken out their own building insurance?
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I have recently taken on the self-management of our strata scheme of 19 semi-detached homes. A new non-resident owner states that by taking out their own building insurance, they have fulfilled their requirements for insurance and are not required to pay levies. Our previous owners corporation manager left us in debt, so the majority of our levy funds will have to go to the insurance renewal.

The new owner is adamant that everyone should take out their own insurance. Is this owner entitled to stop levy payments because he has arranged his own insurance?

• Read more about Our 4 lot commercial building is at a stalemate over whether to repair or replace the roof — how do we resolve this?
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We have 4 commercial lots in the building. I own 1 unit representing 25% share allotment. Another owner also owns one unit being 25% share allotment. The remaining 2 units are owned by a charity organisation, that is government funded, representing 50% share allotment.

We have a problem with the roof leaking. The owner of the 2 units with unlimited funding and 50% share allotment wants a new roof at a cost in excess of $250,000. The other owner and I want to have the roof repaired by a registered professional at a cost of $35,000. We are at a stalemate with 2 votes versus 2.

• Read more about Do I have to pay a special levy for cladding repairs if I already fixed the leak in my apartment at my own expense?
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I have already spent $7000 to repair a leak in the exterior wall of my apartment, repaired by a tradesperson from inside my unit. The owners corporation plans to collect a special levy to address cladding leaks on the building's exterior, with a special resolution meeting scheduled for next month. Since I have already covered the cost of fixing the leak in my unit, am I required to contribute to the special levy? In other words, will I be expected to pay twice for the remediation work I have already taken care of out of my pocket?

• Read more about Does our tier level change our insurance requirements
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I've read that Victoria moved to a five-tier system for owners corporations. Our building is a tier 2. I think this affects how often we need a valuation, but does it change anything about the type or amount of insurance cover we're required to carry, like minimum sums insured or specific cover types?