Question: If a battery fire causes damage to common property or other lots from an authorised or unauthorised e-bike, e-scooter or e-skateboard, is the owner liable for the damage?
Answer: Whether it’s unauthorised or not or banned within a bylaw, it’s going to be covered under the policy unless there’s a specific exclusion.
I haven’t seen or encountered a specific exclusion in a policy related to e-scooters, e-bikes, or batteries. If there’s a claim, at this stage, it’s covered. It’s an unforeseen and fortuitous loss without any exclusions in the policy.
Whether it’s unauthorised or not or banned within a bylaw, it’s going to be covered under the policy unless there’s a specific exclusion.
This post appears in the July 2024 edition of The NSW Strata Magazine.
Sean Callan Sedgwick E: Sean.Callan@sedgwick.com