Question: Are the compressor units on the roof and the header units inside the apartment, together comprising my air conditioning unit, covered under Strata insurance or my personal contents insurance?
Our 75 apartment complex has Strata Insurance which mentions cover for motors burnt out by Fusion. I also have contents insurance. Are the compressor units on the roof and the header units inside the apartment, together comprising my air conditioning unit, covered under Strata insurance or my personal contents insurance?
Answer: In Queensland, Airconditioning units that service an individual lot are the lot owners responsibility.
In Queensland, Airconditioning units that service an individual lot are the lot owners responsibility to insure under contents insurance.
So if you have a contents insurer you should make contact with them first. They may need a decline letter from your strata insurer before a claim can be considered.
Tyrone Shandiman Strata Insurance Solutions E: tshandiman@iaa.net.au P: 07 3899 5129
This information is of a general nature only and neither represents nor is intended to be personal advice on any particular matter. Shandit Pty Ltd T/as Strata Insurance Solutions strongly suggests that no person should act specifically on the basis of the information in this document, but should obtain appropriate professional advice based on their own personal circumstances. Shandit Pty Ltd T/As Strata Insurance Solutions is a Corporate Authorised Representative (No. 404246) of Insurance Advisernet Australia AFSL No 240549, ABN 15 003 886 687.